Financing Products

At Summit Commercial Finance we lend to wide-ranging industries, across the country, so we understand that every business has a unique set of needs. You deserve funding tailored to your needs, not some boilerplate, one-size-fits-all lease plan created for an imaginary company. We will make a real, positive impact by getting you the proper funding to grow your business.


Seasonal Payment Program

This program is perfect for companies experiencing seasonal highs and lows. The program runs from 24 to 60 months and can be customized to meet your business’s unique budget and seasons. The seasonal payment program allows for partial, full, and zero payments during low season periods, which provide our customers peace of mind in slow times, and the extra cash flow to carry them through lean periods. The flexibility of this option allows businesses to more comfortably commit to purchases at any time of the year.

Step-Down Payment Option

This is an ideal program for companies needing equipment that will immediately start producing revenue. This schedule allows our customers to pay down more of the equipment during the early revenue-producing period, when cash flow is consistent. After this period, the payment decreases to ensure minimal impact on future cash flows.

Technology Upgrade Program

An absolute must for any company desiring to stay on the cutting edge of technology. This unique program gives our customers the option to periodically upgrade the equipment at no additional cost. This will ensure that your company stays competitive, and can be flexible in today’s ever changing business environment.

Deferred Payments Option

This is the preferred program for companies that are purchasing new equipment but expect to have a waiting period before revenue is generated. The deferred payment option allows for our customers to make no payments for 3 months, $99 payments for 6 months, or step-up payments for up to 60 months.

Start-Up Business Program

This program can help start-up companies with a variety of financing and leasing options, whether it's acquiring and upgrading equipment or unlocking hidden equity. Start-Up businesses can qualify for up to $20,000 - $75,000 (depending on industry) with a simple 1 page application. Higher approved equipment costs are available with additional documentation.

Working Capital

Working capital is the fuel of any growing businesses. Our working capital loan can be used for any business purpose you may have. It can help you pay down credit lines or accounts payable or pave the way for growth opportunities.